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I'm in terms of life. Express. It's the

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Breakfast Club. The world's most dangerous

1:50

morning show. Hey! Angela E. is

1:52

kind of like the big sister that

1:54

always picks in the boy. That's not

1:56

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1:59

goes. Yeah, me's really like a... of the best

2:01

DJs ever. Believe that! Sean

2:03

LeMeen is the Wildcard. And

2:05

I'm about to give somebody

2:07

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2:13

Listen to the Breakfast Club

2:16

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B. Columbus is real hip popping

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the secrets to their success on

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Money Making Conversations. Justin's a graduate

2:52

of Morehouse College, HPCU, 2018, where

2:54

he pledged Omega Sci-Fi Fraternity Incorporated.

2:57

If you don't know, that's my

2:59

fraternity too. That is not the

3:01

reason he's just on the show.

3:04

He's on the show to talk

3:06

about real estate. But guess what?

3:09

He's a member of Omega Sci-Fi

3:11

Fraternity Incorporated. I'm gonna throw that

3:13

out. He furthered as education to

3:16

LSU. How you doing, Justin?

3:19

Man, I'm amazing. I'm phenomenal. Thank

3:21

you for having me this afternoon.

3:23

How about yourself? Pretty good. Just

3:25

a night, the reason I've chose

3:28

to bring you on, and talk

3:30

about your background in real estate.

3:32

Absolutely. So my background

3:34

in real estate is ironically, I've

3:36

been to real estate for 25

3:39

years, and 25 years though, but

3:41

I see that in the most

3:43

realistic and literal regard. My mother

3:46

and my grandparents have always been.

3:48

Invested in real estate from a

3:50

child. So I grew up turning

3:53

houses, painting, landscaping, doing listings, collecting

3:55

rent, you know, posting on Facebook on

3:57

my mind, didn't know how to use

3:59

Instagram. All types of things like

4:01

that as far as the marketing of

4:04

properties and looking for properties

4:06

for the family to invest in.

4:08

At this point, as I grew

4:11

older, I obtained licensing, became a

4:13

realtor. After becoming a realtor, I

4:15

became a broker, I'm actually the

4:18

youngest broker in the Southeast region

4:20

with my own brokerage for the

4:22

realty. And from there, we kind

4:25

of expanded and took it

4:27

into a different lane. From the

4:29

investment side of real estate, you

4:31

know, we have over 100 plus

4:33

units throughout the Southeast that we

4:36

personally hold and own and manage.

4:38

My brother's also a realtor and

4:40

we also are licensed general

4:42

contractors, license insurance agent, and

4:45

also my cousin is a

4:47

licensed mortgage broker. So we

4:49

really encompass real estate as

4:51

a family business, but more

4:53

so a way for us,

4:55

a fellowship and reach the

4:57

community. through creating wealth and helping

4:59

us in our community. Wow,

5:01

that is exactly why I brought you

5:03

on this show. 25 years, he just

5:06

straight out the box said, 25 years

5:08

old, I've been in real estate for

5:10

25 years. Right there, you got my

5:12

attention right there, because you don't go

5:14

in like, okay, really, really, Justin. And

5:16

then you start telling me your

5:18

background, look, reason I say that,

5:20

because my mom and real estate,

5:22

everybody around me, a brother in

5:24

real estate. So, so it's like, you

5:26

know, you know, We don't have like

5:28

a relationship. We don't have a voice

5:30

as to why we should plan our

5:32

future. Why are you doing this? And

5:34

you come out the box and this

5:36

is why I do what I do

5:38

and why I'm good at it. You're

5:40

good at it because you have a

5:42

history and you have relationships and you

5:44

have an ability to go and seek

5:46

out advice. Is that what your driving

5:48

force to this or you just really

5:50

like real estate? I think that for

5:52

me, it's a combination of two. I

5:55

have the history in it. but also

5:57

have been exposed to it personally to

5:59

kind of see. what really state does

6:01

and how it impacts our communities. I

6:03

mean, when you think about things and

6:05

the sense of literal sense of, I have

6:07

to live somewhere and most people's biggest

6:09

expense is going to be where

6:11

they live. And flipping that expense into an

6:14

investment that pays you, I think is

6:16

very much so interesting. I think that

6:18

is something that everyone should know about.

6:20

So I became kind of obsessed with

6:23

it. Like I want to know every

6:25

aspect of it from lending to insurance,

6:27

to finance, to construction. And took that

6:29

and ran with it because of the

6:32

sense of the real wealth that's created

6:34

the real estate. And Mark Twain

6:36

says the best. You want to

6:38

buy a real estate and buy

6:40

a land because they aren't making

6:42

anymore. So when you are able

6:44

to monopolize in the sense they create

6:46

that wealth and net worth for

6:48

yourself and for your family, it's like

6:50

a win-win. You know, you could rent

6:52

and make someone else rich. Or

6:55

you could build wealth and own an

6:57

asset that can be passed on from

6:59

generation to generation. Right. And informing people

7:01

of that. Right. Because my whole thing

7:03

is that, like you said, the guard ain't

7:05

putting more land out there. You know,

7:07

they might have a volcano, they might

7:09

extend the land into the water, but

7:11

that's just unlivable. Okay. So, correct. So

7:13

when you look at the whole process,

7:15

the thing that captured my imagination when

7:17

I saw looking at your resume was

7:20

your youth. And I say, because you

7:22

know when people sell homes, they look

7:24

at a certain age, you know, I

7:26

bought enough homes to know that I've

7:28

never met a realtor 25 years of age.

7:30

And so, how do you deal with that

7:32

stereotype that you have to be, first of

7:35

all, most willters in the business are white?

7:37

Okay, that's going to be real about that.

7:39

And then they also tend to be, I

7:41

like to say plus 35 plus 40 in

7:44

the business. So they want to be a

7:46

little season. So when they talk about homes,

7:48

they're talking about property, you want to get

7:51

a sense that they've lived in a home,

7:53

they've lived a life to understand why I

7:55

would want to live in this place as

7:57

your youth. How are you able to supplement?

7:59

the relationship with an

8:02

older person who's trying to buy

8:04

a home. I mean, I think

8:06

that you have definitely addressed the

8:08

elephant in the room, right? This

8:10

is a race, this is an

8:13

industry that is not dominated by

8:15

our reasons, but you know, a

8:17

primarily white European industry. Age is

8:19

definitely something that has been a

8:22

hurt or a barrier. I think

8:24

that in my position, I always

8:26

had the thought process of. You

8:28

know, if you educate yourself and

8:31

can articulate what it is that

8:33

you're looking to do and how

8:35

to do it and then back

8:37

it up with the credentials and

8:39

the knowledge basis. Once someone speaks

8:42

to me and hears we talk,

8:44

they automatically know, oh this guy

8:46

knows his things. I want to

8:48

circle around the realtor that you're

8:50

talking about, that's the typical realtor

8:52

because they don't know the

8:54

full facets of real estate.

8:56

They understand. development. They don't

8:59

understand the aspects of

9:01

properly management, appraisals, appreciation, economic

9:03

and disparities, and things to

9:06

that nature that I've experienced.

9:09

So I think that although I'm a youth and

9:11

I'm 25, the way that I really have my,

9:13

I guess, navigated through that and been

9:15

able to deal with clients of all

9:17

races and ages was, you know, giving

9:20

them the true and honest feedback of

9:22

hate. I don't have the 20-year experience

9:24

in this market that someone else

9:26

will have, but I do have

9:28

a 25-year experience of the full

9:30

industry and how it works. And

9:33

also I've always kept myself with

9:35

the most recent knowledge, information

9:37

on the different programs, information

9:39

on the trajectories of what's

9:41

going on and being really

9:43

active and involved in the community

9:46

most importantly. And you know,

9:48

I think that as people

9:50

go on, they'll see that if

9:52

you If you understand that age does not

9:54

always be quick to wisdom or knowledge, you'll

9:56

be able to go further. I'll spend my

9:59

time in a... in education, studying, being a

10:01

student of the game and teaching. And that

10:03

has brought me so many people. I mean,

10:05

if you really are able to influence others,

10:07

they're going to pass the worry. And that's

10:10

how I've been able to obtain a million

10:12

dollar club membership from day one. you know, while

10:14

working nine to five. Really just that

10:16

word of mouth, just that grinding commitment.

10:19

He's 25. He's in an industry that's

10:21

usually dominated by somebody that does not

10:23

look like him. Some definitely somebody who's

10:26

not his age. But what I what

10:28

I'm enjoying when I'm listening to this

10:30

conversation with you is about when I

10:33

look at, you know, I've been fortunate

10:35

about homes in my life, you know,

10:37

and none of I was just more

10:39

concerned about that home I was buying.

10:42

And not, you know, I would go,

10:44

here was my rule, I would, whenever

10:46

I looked at a home, I would

10:49

drive at different times of the day,

10:51

okay, because you can't pick your neighbors,

10:53

okay, so you need to know what's

10:56

going on. You know, or, I've had

10:58

some horror stories, my very first home,

11:00

you know, I didn't know the guy

11:02

had chickens, you know. Next day I

11:05

know I got chickens all in Manoa.

11:07

I didn't know the little, my neighbor

11:09

let his little kids run around

11:11

half new. I didn't know that.

11:13

Okay, because I didn't do my,

11:15

I was more concerned about buying

11:17

that home. Okay. I didn't realize

11:19

that it was a lot of

11:21

traffic because I didn't go in

11:23

different times of the day. You

11:25

know, I didn't realize they did,

11:27

they threw parties. on my block

11:29

on a regular basis. And so,

11:31

so is that the type of

11:33

research you're talking about when you

11:35

are talking to a potential customer

11:37

or you're talking about the

11:40

numbers game? Justin. So, you know,

11:42

in real estate, we have two

11:44

approaches to it. As a licensee,

11:46

believe it or not, it's kind

11:48

of legal for us to talk

11:51

about an area or who lives there

11:53

or what they look like or what

11:55

they do. When it comes to being

11:57

a person, in my personal opinion, I...

12:00

people just what you said. I think you

12:02

should go there during the morning, the evening

12:04

night. I think you should look at the

12:06

type of vehicles and the type of house

12:08

that are around and how they are

12:10

up kept because that does tell you

12:13

a little bit about the community that

12:15

you live in. I also tell people

12:17

all the time, hey I think you

12:19

should research the local schools around here

12:21

and look at what they look like

12:23

and what is the median income for

12:25

these areas. I don't think that data tells you

12:27

everything, but sometimes when you look at the

12:29

physical areas, like I said, the upkeep, as

12:31

well as driving around it, and I can

12:33

see what it looks like, the crime ratings

12:35

and reporting for that particular block, the area,

12:37

it'll give you a whole more realistic view

12:39

of what you're looking at. Because the numbers are

12:42

going to be there, I mean, any house you buy

12:44

for the most part is going to go up. It

12:46

goes on, but it goes back up. It's just more

12:48

or so about that comfort about that comfort, like you

12:50

say comfort, like you say. I ask people when I'm

12:52

showing houses, if I see a neighbor outside

12:55

or something, I'll ask, hey, how is the

12:57

neighborhood? You know, for my client, with my

12:59

client right there. And I ask them to

13:01

solicit feedback on the people that live there,

13:04

because believe it or not, they will tell you

13:06

the truth. Hey, it's a little rough at night

13:08

up the block. But this block is good.

13:10

Well, now you know. You know what I

13:12

mean? So let you get a real description.

13:14

Well, I tell people all the time, but

13:17

like I say, you know, you buy that

13:19

house, you need a 15-year mortgage, you're fortunate,

13:21

or a 30-year mortgage, you'll be fortunate. Long

13:23

as you get a house. That means that

13:26

you can build equity in your life. You

13:28

can have a legacy that you not only

13:30

can build for yourself, but potentially for your

13:33

family. But the bottom line is that when

13:35

I'm talking to you, Justin, what is your

13:37

favorite part of being a realtor? I

13:39

do, I do hear a lot of

13:41

excitement in your voice. You know, honestly,

13:43

as I start out to be a

13:45

realtor, I thought the big effect to

13:47

me was that ownership. So for me,

13:50

I bought my first house, my residence

13:52

residence residence residence residence. two and a half

13:54

months after I graduated college. So the first day

13:56

I was eligible I purchased a home and I was one

13:58

of the guys that sat down and was look and

14:00

find out what I had to do.

14:02

I got a house in Georgia

14:04

Dream, I got 15,000 from my

14:06

house, I put down no money,

14:09

got a check before a brand

14:11

at the table. So I'm like, I

14:13

bought a house for free, you know,

14:15

and then I said, oh man, you get

14:17

a tax break for all the interest

14:19

you pay on a mortgage,

14:22

mostly a mortgage interest.

14:24

So I get that back at the end

14:26

of the year, and I can borrow

14:28

a game. Instead of paying a

14:30

rent that I have nothing to get, but

14:32

it goes up every couple years for

14:35

someone else, that to me motivated me

14:37

more than anything. And as I was

14:39

able to target the massive, when I

14:41

was trying to buy my, you know,

14:43

$40, $50,000 job, I'm low hanging fruit.

14:45

Nobody wanted to sell to me. This

14:47

kid isn't serious. This kid doesn't make

14:49

a lot of money. You don't even

14:52

have no tax returns. So no realtor

14:54

really wanted to assist me, to

14:56

be honest with you. The black rotors

14:58

that were prominent or appears to

15:00

be prominent they wanted to deal

15:02

with the celebrities or the people

15:05

that were You know three four

15:07

hundred thousand dollar a year salary

15:09

type of people but the regular

15:11

person Was not really marketed

15:13

to so I appeal to the

15:15

regular people I specifically talk at

15:17

first-time home buyers the working class

15:19

Please don't go anywhere. We'll

15:22

be right back with more

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today. I'm told it's super easy

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to do at mintmobile.com. from The Wake Up Call. Enjoy your

17:35

podcast when you're done. Don't forget about us. We

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have a radio show. We try to bring a

17:39

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Lord knows that's hard to find. When

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listen to us online on the iHAR radio

17:59

app. Welcome. back to the

18:01

Moneymaking Conversations Master class

18:03

hosted by Rishan McDonald.

18:05

Moneymaking Conversations Master class

18:07

continues online at Moneymaking

18:09

conversations.com and follow Moneymaking

18:11

Conversations Master class on

18:13

Facebook, Twitter and Instagram. And

18:16

my favorite part about it is

18:18

giving them a new way of

18:20

life to create that legacy and

18:22

provide that reassurance and investment vehicle

18:24

because there are people here at

18:26

most of my clients in the

18:28

beginning where teachers. janitors, police officers,

18:30

bus drivers. These people work for

18:33

30, 40 years in rent, in pay

18:35

rent on time every month. But again,

18:37

we're talking to Justin Lee. He's letting

18:39

you know if you have your game

18:42

together, it doesn't matter what age. You

18:44

have to plan it hard, set your

18:46

goals, and deliver. Plus he's working on,

18:48

like I can say, our legacy. his

18:51

family, his mom, his peer group around

18:53

him, supports him, allows him to build

18:55

a dream and help people have a

18:57

better tomorrow. I'm speaking of Justin Lee

19:00

and real estate he's earned membership in

19:02

the million dollar club. He's a graduate

19:04

of Mohawk College, got his NBA

19:06

from LSU, a member of Mega

19:08

Side Five fraternity Incorporated. More importantly,

19:10

he's changing the game by being

19:13

prepared. Before we get into an

19:15

extended conversation with him. We have

19:17

a caller right now. Me Young.

19:19

The young and up from Forest

19:21

Park, you on a call. You

19:23

have a question for Mr. Justin

19:25

Lee? Yes, I do. Can you hear me? Yes,

19:27

we can. Okay, great. So I'm

19:29

a senior citizen. I actually bought

19:31

my house through NACA about 10

19:34

years ago, but it needs lots

19:36

of repairs. I got a great

19:38

interest rate. It's at 2.6, so

19:40

refying would be a terrible idea.

19:42

Just would triple my mortgage. And

19:44

I don't know how to go

19:47

about finding or getting funding for

19:49

Needed repairs electrical things that really

19:51

need to be done with the

19:53

house Justin. Okay. So you're asking

19:55

you're asking how could you get the

19:57

repairs done without looking at pulling out?

19:59

in the house? Right, or what are

20:02

my options? Because I have

20:04

such a good mortgage rate

20:06

right now. I just don't have the

20:08

money to do all the things

20:10

that need to be done with the

20:12

house to bring it up to par.

20:15

It would appraise very low with

20:17

all the things that need to

20:19

be done. Which they're ignoring?

20:21

I might have missed that part.

20:24

So, well, as mentioned earlier, I'm a

20:26

license contractor as well. And I would

20:28

love to connect with you after a

20:30

call. But in general, right, there are

20:33

options to facilitate repairs to the home.

20:35

To your point, if you were to

20:37

refinance the entire mortgage, then you would

20:39

be subject to a rate probably triple

20:42

the rate that you have now somewhere

20:44

in the sixes or seven. So I

20:46

wouldn't recommend that option. A second option

20:49

is what you call a second on

20:51

the home. I'm not sure the knack

20:53

of parameters on that, but you could

20:55

get what you call a home equity

20:57

line of credit. which is simply a

20:59

credit card attached to the equity of

21:01

your home in which allows you to

21:03

borrow against it only as needed to

21:05

complete the repairs that you meet, you

21:08

could then pay that down over a

21:10

time of 10 years or five years. It's

21:12

an interest-only payment, so it's significantly

21:14

less, and that will give you

21:16

the option to tap into the

21:18

equity of the home instead of

21:21

getting an additional credit card or

21:23

something to that nature. Then you

21:25

could also look at credit card

21:27

options. Or I would also recommend

21:29

outside of those of taking our debt,

21:32

you could go to the Habitat

21:34

for Humanity and they have local

21:36

programs that people come out and

21:38

volunteer to make repairs to these

21:40

types of properties at a very

21:42

very low cost, I mean, significantly

21:44

low cost. And if you would

21:46

like more information on that, like

21:48

I said, we can connect after

21:50

the call. But those are my

21:52

general advice, either Habitat for Humanity,

21:54

home equity line of credit. And

21:57

then also traditional credit cards with

21:59

no interest. the first 18 months.

22:01

They have a lot of promotions

22:03

on all right now for credit

22:05

cards. Great, thank you so much.

22:07

I appreciate the call. Now went

22:09

to Justin, and handling the question

22:12

like that, first of all, fantastic

22:14

job that we handled that question.

22:16

Secondly, there are a lot of

22:18

people out there trying to figure

22:20

out the next step. I'd call

22:22

offline who called and asked this

22:24

question. Does Justin work with commercial

22:27

real estate? I work with all

22:29

forms of real estate. Commercial is

22:31

actually my personal specialty. As mentioned,

22:33

I'm a broker. I have a

22:35

brokerage. So we are licensed to

22:37

do all aspects of real estate.

22:39

Professionally, I primarily deal with commercial

22:42

files one-on-one from investors to business

22:44

owners looking to start businesses, and

22:46

we facilitate the sourcing of the

22:48

location as well as the build-out

22:50

of the location for them, as

22:52

well as the funding. So 100%

22:54

knowledgeable. and the full start to

22:57

finish in commercial estate. Now there's

22:59

this interesting conversation there because you

23:01

have a home real estate, I'm

23:03

hoping I'm using the right term,

23:05

and you have commercial real estate.

23:07

How are both properties valued or

23:09

appraised? So commercial real estate is

23:12

going to be appraised based on

23:14

its income, which is called the

23:16

cap rate. So the capitalization rate.

23:18

That's pretty much the net operating

23:20

income divided by. the capitalization rate

23:22

for that area. And that's going

23:25

to just be set out based

23:27

upon its income and what other

23:29

similar properties in the area are

23:31

bringing in, whereas residential properties is

23:33

not based on income or how

23:35

much you can rent for it,

23:37

but solely based on the sales

23:40

of other properties in the area.

23:42

Cool. We have another call on

23:44

the line as Austin. He's based

23:46

here in Atlanta, Austin. You're on

23:48

the call with Justin Lee? And

23:50

you're speaking with Justin Lee. Well,

23:52

I wanted to call it as

23:55

just in a question about multi-family

23:57

syndication. I really... has been doing

23:59

a lot of research on that

24:01

and it's something that I'm highly

24:03

interested in so I just wanted

24:05

to see if he had any

24:07

insight on you know like forming

24:10

a syndication and what does that

24:12

look like from start to finish

24:14

for a deal briefly. Okay so

24:16

I can hear you briefly so

24:18

you're asking about multifamily syndication so

24:20

I'll address it first syndication is

24:22

the notion of compiling funds or

24:25

background or experiences with a group

24:27

of people in purchasing a subject

24:29

property. So when you see the

24:31

big purchases downtown of apartment complexes

24:33

or commercial strip malls like we're

24:35

just talking about, those are typically

24:38

syndications where I may have 800

24:40

credit score but I don't have

24:42

cash, whereas someone else may have

24:44

the cash and another person may

24:46

have the tax return. We all

24:48

combine together to pull our net

24:50

worth. to be eligible for a

24:53

loan, whether it's private or conventional

24:55

funding, to obtain and purchase a

24:57

property. That is something that has

24:59

really really been used in other

25:01

communities. It's something that I have

25:03

implemented in the minority communities. We

25:05

own several multi-family developments, as mentioned,

25:08

we own over 100 units, both

25:10

residential and commercial, that are primarily

25:12

done through syndication where. a couple

25:14

of my friends, family members, attorney

25:16

members, more house brothers, have pulled

25:18

together our funded assets to further

25:20

expand the portfolio, which simply just

25:23

you know what you got. You

25:25

may not have a hundred credit

25:27

score, but you have a job

25:29

that you've been working that gives

25:31

you a W-2. Well, that is

25:33

worth something. Your friend might have

25:35

something else, like the cash or

25:38

a trust fund or anything like

25:40

that. Once you pull together with

25:42

one person does not have, the

25:44

other does. And y'all build it

25:46

and connect. And you grow. And

25:48

that creates your own fun. create

25:51

your own bank that is syndication.

25:53

Was your question answered? Austin? Yes

25:55

and most definitely was. Any other

25:57

question you want to go before

25:59

you leave the line? That'll be

26:01

all for now. All of the

26:03

success to Mr. Lee, love, see

26:06

what he's doing, appreciate everything, and

26:08

he's doing a great job as

26:10

well. Thank you, I appreciate it.

26:12

You know, some Justin, there are

26:14

not many people like us in

26:16

the real estate game that we

26:18

can turn to. Definitely not your

26:21

age group, which is even more

26:23

compelling and even more encouraging. And

26:25

also the fact that you have

26:27

a, you're building an infrastructure of

26:29

young men and young women out

26:31

there who are moving forward in

26:33

this business and dealing with the

26:36

challenge. Because you know in life,

26:38

you know, you only deal with

26:40

who you... what is made available

26:42

to you. And that's why I

26:44

wanted to bring you on the

26:46

show. And I hope your experience

26:48

has been a good one because,

26:51

you know, I've enjoyed listening to

26:53

your knowledge. Lord, listening to your

26:55

poise because you're, I say poise

26:57

because you were answering some questions

26:59

that were live that were not

27:01

communicated properly to you, but you

27:04

still gave out. strong answers and

27:06

strong responses and leading people as

27:08

they disconnect and walk away and

27:10

hopefully more people will want to

27:12

call you to learn more about

27:14

your brand in your business as

27:16

we exit this conversation. Tell us

27:19

how we can stay in touch

27:21

with you and a little bit

27:23

more about your business. Absolutely. Well,

27:25

I definitely really appreciate allowing me

27:27

the opportunity to come out and

27:29

share my knowledge. We can be

27:31

reached on social media. My Instagram

27:34

is Jenny The Reel. And in

27:36

my buyer you can find my

27:38

other businesses and links to my

27:40

organization. If you're going to serve

27:42

the web you can type in

27:44

Justin M. Lee senior.com and that

27:46

has links to all of my

27:49

companies, my YouTube channel, my merchandise,

27:51

as well as my promotional schedule

27:53

that I send out free content

27:55

on a weekly basis. If you

27:57

are in the line and you

27:59

are in Georgia at the Southeast

28:02

region and look at the purchase,

28:04

please give me a call at

28:06

678-2504114. We're glad to assist. If

28:08

you're an investor, looking to get

28:10

into the game or joining syndication

28:12

is kind of like Austin, mention.

28:14

Definitely give me a call. We're

28:17

here to help you, whether it's

28:19

questions, concerns, or you're looking for

28:21

a career in real estate, or

28:23

in-world estate, So with that being

28:25

said, like I said, we can

28:27

be reading the Instagram at Jay's

28:29

the Rilter on the web at

28:32

Justin in Lee's Senior and that's

28:34

S.R.com. We have more than happy

28:36

to this issue. We're here at

28:38

24-7, 365. I love it, man.

28:40

I really appreciate you calling this

28:42

show and I definitely want to

28:44

bring you in the studio next

28:47

time we have an opportunity to

28:49

do this interview and be real

28:51

soon. Again, Justin Lee, Million Dollar

28:53

Club. This has been another edition

28:55

of Money Making Conversation Masterclass hosted

28:57

by me, Ruchan McDonald. Thank you

28:59

to our guest on the show

29:02

today and thank you, our listening

29:04

audience. Now if you want to

29:06

listen to any episode or want

29:08

to be a guest on the

29:10

show, visit Money Making conversations.com. Our

29:12

social media handle is Money Making

29:15

Conversation. Join us next week and

29:17

remember to always leave with your

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29:52

in a return to your

29:54

podcast in a moment.

29:57

This is Dave Jam and

29:59

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