Discover how AI is transforming the financial services industry!
In this episode, fintech futurist Paolo Sironi, IBM’s Global Research Leader for Banking and Capital Markets, joins Startuprad.io to unpack how artificial intelligence is evolving from back-end automation to full-scale transformation—reshaping retail, SME, and investment banking.

🔥 What You’ll Learn

• The AI-Powered Bank: From chatbot to C-suite—how AI is redefining customer service, credit, and even organizational structure.

• SME Banking Disrupted: Tailored, data-driven banking solutions are finally reaching small and medium-sized enterprises.

• Wealth Management, Reimagined: Robo-advisors, personalized portfolios, and smarter investment strategies.

• Embedded Finance Explodes: Banking is now built into the apps you use every day.

• The Regulatory Tightrope: How ethical, transparent, and explainable AI is shaping the future of financial compliance.

👉 Download the banking and fintech strategy 2025 cheat sheet here: https://docsend.com/view/qywh6bwwuapnjkre

🎙️ Guest: Paolo Sironi — Fintech author, IBM researcher, and host of The Banker's Bookshelf
🎙️ Host: Jörn "Joe" Menninger — Founder & Editor, Startuprad.io
🧠 Based on: IBM 2025 Banking & Capital Markets Outlook

💬 Key Quotes

• “Every banker must be an AI risk manager.” – Paolo Sironi

• “AI is not about the best tech—it’s about using it best.”

• “Transparency builds trust.”

⏱️ Timestamps

• 00:00 – Intro

• 02:54 – The Evolution of AI in Banking

• 11:40 – AI’s Impact on Banking Efficiency

• 13:56 – AI and SME Banking

• 18:54 – Capital Markets Transformation

• 23:43 – Risk Management & Regulation

• 28:54 – Digital Currencies & CBDCs

• 30:59 – Embedded Finance Trends

• 35:45 – Wealth Management with AI

• 37:31 – Transparency & Ethics

• 40:04 – Outro

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• 🎙️ Fintech and Banking 2023 and Beyond | Strategy

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