0:02

Brought to you by the EveryDollar app.

0:04

Start budgeting for free today. My

0:07

wife and I are followers of

0:09

the Baby Steps. We're on

0:11

four, five, and six. We have

0:13

about 65,000 left on our mortgage. Way

0:16

to go. And they'll be completely debt

0:18

free. So that

0:21

being said, my

0:23

in-laws, her parents are not,

0:27

they don't see eye to eye with that. They kind of do

0:29

their own thing. I don't agree

0:31

with anything financially that they do pretty much,

0:33

but that's them. That

0:36

being said, they redid their will and they're

0:38

kind of updating it and kind of going

0:40

over it with us. They

0:43

want to leave us a timeshare and

0:48

two rental properties and

0:51

we don't want any of it. My

0:54

wife and I, we

0:56

don't want to be landlords, ever be landlords.

0:58

That's not something we want to do. And

1:01

it's her parents, right? It's her

1:03

parents. Yeah. Now the problem

1:05

really comes in where I'm a little bit more vocal

1:08

than my wife. So

1:10

now I look like I'm

1:13

not appreciative. You've

1:15

already said all this, right? Oh

1:18

yeah. Yeah. It

1:20

hasn't gone very well. I mean, I

1:22

kind of say that, you

1:24

know, it's, I

1:26

mean, it's, but basically it's like, I think

1:28

this is like, especially the rental, not too

1:30

much a timeshare, the rental stuff, I think

1:32

they do as a legacy, I guess.

1:37

But it's not something that, I mean, my, even

1:39

if someone were to give us a million dollars

1:41

right now, my wife and I would not buy

1:43

a rental property. It's just not something that

1:45

I want to get into. Well,

1:48

this is a, yeah, I mean, well, I

1:51

think you've already been direct. Yeah.

2:00

years to being the ungrateful son-in-law,

2:04

right? Who's spoiling the whole family, messing

2:06

up the whole thing. It was all going good to you came along. Have

2:11

they ever liked you, Pym? Has

2:14

this always been a tumultuous relationship? No,

2:18

no, honestly it's, it's been good. But

2:20

like I said, it's just, we've, we've

2:22

been, we've never kind of, um,

2:24

they, they just, like I said, they don't do.

2:26

Okay. So you said, you said to them, I

2:29

don't want this. And now that hurt their feelings.

2:31

That's where we sit today. Correct? Yeah,

2:34

pretty much. Okay. So what would you think

2:36

then? What, you know, I

2:38

don't know what to do to solve that

2:40

other than it's been said, cause you

2:42

don't need to say it again, right? Right.

2:46

You told them we don't want this. And

2:50

they're, and then they got their

2:52

little feelings hurt. Yeah.

2:55

So, I mean, I don't know if we just bite

2:57

the bullet whenever that big happens

2:59

to me, but just no, no, I

3:02

think your, your conclusion is correct. The only thing I

3:04

would have said if you'd have called me before you

3:07

talked to him about it, would have just been your

3:09

wife needed to tell them, not you. Gotcha.

3:12

I mean, she was there. I know, but she, she

3:14

didn't carry the weight of it. You carried the weight

3:16

of it. It hits different when it comes from their

3:18

own daughter. Yeah. Dad, I

3:20

love you and I appreciate you. We do things

3:22

different. I don't want to be a

3:25

landlord. I know it means a lot to you to

3:27

have these rental properties, but dad, I don't want to

3:29

be a landlord. Thank you. It's very kind of you.

3:31

And I don't certainly don't want dad gum timeshare. It's

3:34

legalized fraud. I don't want anything

3:36

to do with it. So worst industry on the planet. And

3:39

so, uh, I mean, you know, she doesn't say all

3:41

that, but she could just say, dad, I love you,

3:43

but no. And, and

3:46

you sit there with your mouth shut. That would have been

3:48

the only thing I would have changed about this scenario, but

3:50

it's too late. That cat's out of the bag now. Right?

3:54

No take backs. Any more discussions need to

3:56

come from her. Okay.

3:59

If you want to. a follow-up and make sure it's that

4:01

the will is changed or whatever it needs to come from

4:03

her. Otherwise, if they die

4:05

and you're still in the will with this

4:07

stuff, you just put the rental properties on

4:10

the market and sell them and you never

4:12

take the timeshare into your name and just

4:14

let it go into default. Okay,

4:17

that was going to be my next question. Ken, because

4:19

I did some research and it looks like as

4:21

long as you don't sign any paperwork that you

4:24

can call on me. Never touch anything. Don't even

4:26

discuss the timeshare. Just pretend

4:28

like it didn't exist and it

4:31

will deteriorate and it will go its own way. And

4:35

they can't come after me

4:37

for their timeshare and

4:39

they can't come after you for their timeshare because neither

4:41

one of us did this deal. Okay.

4:45

Yeah, you can't force a contract on the by

4:48

inheritance. You'd

4:51

have to be dumb enough to sign it when

4:53

they put it in front of you. Okay. Yeah,

4:56

if you just say, no, no, you people

4:58

can have that. Just take that back.

5:01

Well, we'll sue you. Who are you going to sue? The estate?

5:04

Yeah, good luck with that. You

5:07

know, because they're not going to. The

5:09

timeshare people are just gross. They'll move

5:11

on and find another victim. Yeah, they'll just,

5:13

they're looking for old people that they can

5:15

feed off of and they bust them in

5:17

from the Walmart parking lot and sell them,

5:19

pressure them with a free meal

5:22

or free hotel room. Oh yeah. That

5:24

happened on our honeymoon. First thing, first person you

5:26

interact with is the timeshare salesman when you get

5:28

to the resort. And I said,

5:30

no, thank you. There's nothing you could offer us that

5:33

would make sitting through three hours of this hell worth

5:35

it. Jesus man. It's

5:37

like, yeah, they're just, it's

5:39

the scummiest thing. Oh yeah. Anyway,

5:42

so dude, your wife has to talk about this.

5:44

You can never talk about it again to

5:47

them. You can only encourage her

5:49

and cause her to have courage to

5:52

be clear and kind and

5:55

grateful. And the answer is no. Anytime

5:58

it comes up that anything. you can do like that,

6:00

but yeah, you just,

6:02

you can't do, there's those convinced against their

6:04

will are of the same opinion still. And

6:07

sons-in-law are not usually in a

6:09

position of strength to

6:11

take this on or daughters-in-law, you know,

6:15

you know, you got to, you got to, you got to

6:17

take care of your own blood. There it's

6:19

the, it's the best possible

6:21

probability of this turning out well

6:24

relationally. Create your free every dollar

6:26

budget today, the simplest way to

6:28

budget for your life.