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strong before my birthday July 1st. All right,

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love you all. Let's get to the show. Yo,

1:53

let's talk about this $2 million. How did

1:55

you get $2 million in grant funding? You're

2:00

the, you're the Grand Queen when

2:02

it comes to helping businesses get

2:04

grants and get funding. So I

2:06

said I'm gonna build salon suites right next

2:08

door too. So now I own 60 %

2:10

of the block. I have turned into the

2:12

Grand Queen and I'm so excited to just

2:14

build my empire even more and educate the

2:17

community that the money is out here and

2:19

it's possible. I'm the no debt guy,

2:21

right? So I love the whole grant

2:23

stuff. Yeah. Because there's no debt. how

2:25

to keep money, how to invest money, how to make

2:27

money grow, how to make money work hard for them. I

2:30

have seen a lot of people run into a lot

2:32

of money. You just don't know what to do

2:34

with it. Well, the strategy from there is

2:36

how do you steward and maximize

2:38

this $100 ,000 to turn this into

2:40

a million dollar business? For anyone watching

2:42

right now has a for profit

2:44

business. Do you start big or

2:46

do you start small just to get started?

2:54

Wendy, welcome to the table. Hi. Man, listen,

2:56

I love your energy, y 'all. Thank you. Man,

2:58

you are just amazing. I

3:01

want to get straight into it. You

3:03

know, right now with the economy,

3:05

we're seeing people are nervous. Yes.

3:07

We're seeing the stock market, it's

3:09

just dropping like crazy. Prices

3:12

are going up. You know,

3:14

we were in 2008, we had

3:17

the housing crisis. Yes. In

3:19

2019 -20, we had the pandemic. Today,

3:22

we're in a trade war.

3:24

Yes. And it's impacting. businesses. You're

3:28

the you're the grand queen when

3:30

it comes to helping businesses get

3:32

grants and get funding. Yes. And

3:35

I want to ask you

3:37

right now, what are you telling

3:39

people right now during today's day

3:41

and time? who you're working

3:43

with helping them get grants. You

3:45

even told me to help them even get some

3:47

business funding as well. What

3:49

are you telling people in this

3:51

market to encourage them to sit

3:53

still, still keep pursuing that

3:55

business, still keep going after grants

3:58

in this season? I tell them

4:00

that right now is the perfect time

4:02

to join being a business owner, getting

4:04

grant funding, using other people money to

4:06

fund their business. Because the seat that

4:08

I'm sitting in with my business, I

4:10

do not feel the different things that's

4:12

going on. The type of businesses I

4:14

teach people to consecutively run. I

4:16

don't feel it. Everybody wants to be a business

4:18

owner. I'm a forever teacher. It's an industry,

4:21

something like nursing, where it's always going to be

4:23

a demand. So right now is the perfect

4:25

time to actually take that risk because the next

4:27

big world thing that happened. you won't be

4:29

affected if you take the right steps. That's

4:31

so good. A

4:34

lot of us are watching. I would

4:36

say about close to 60 % of my

4:38

people either have a business, a side business,

4:40

or the third category is a hustle

4:42

that they need to turn into a business,

4:44

right? You've raised

4:46

$2 million in grant funding

4:48

for your business. What motivated

4:50

you to pursue this particular

4:52

path? Because you got three businesses,

4:55

right? Yes. OK, what do

4:57

you have? OK, so store number one

4:59

is an open concept salon. And

5:01

I have beauty professionals in there. While we

5:03

were inside that salon, people was running mouths

5:05

to just go to a beauty supply. I'm

5:07

in a predominantly white area. And there's no

5:09

beauty supplies over there. So I'm like, we

5:11

need a beauty supply on the block. But

5:13

I asked myself, how can I be different

5:15

and stand out? did some research and I

5:17

figured out that black -owned businesses was five times

5:19

underfunded than any other business. So I decided

5:22

I'm gonna only hold black -owned products. That

5:24

was my second store. And then time began

5:26

to go on and everybody wanted salon suites. It

5:28

gave that more independence. So I said,

5:30

I'm gonna build salon suites right next door

5:32

too. So now I own 60 % of

5:34

the block and I'm so excited and

5:36

they're thriving storefronts. Every year we have doubled

5:38

our sales and I can't wait to

5:40

keep on going. And when we

5:43

was talking earlier, you said

5:45

that you're in a predominantly white

5:47

community. Yes. But it's black

5:49

owned. Yes. And I got to ask this

5:51

question. Are white people coming to your

5:53

store? Yes, they are. And they love the

5:55

concept. Are you serious? Yes. So

5:57

would you say it's majority black and

5:59

white? Or would you say it's majority black with

6:01

some white? Or is it a good mix?

6:03

It's about 60 -40. And I'm surprised that

6:05

we even get the white up to 40%.

6:07

They come in, they're interested, they love our

6:09

products, they love our energy. And the beauty

6:11

stylist that we have in there can cater

6:13

to anybody, any type of hair. We know

6:15

beauty. And it doesn't have a color. You

6:17

got any barbers in there? No. Y

6:21

'all need some Barbara. So this

6:23

is for the black woman. This is

6:25

not for black people. This is

6:27

for black and white women. Yes, our

6:29

beauty supply sale male products. What

6:31

male products are you selling for black

6:33

men in there? I like

6:35

beer conditioner, growth oil,

6:37

things like that. Yeah, we could. I got a

6:39

little bit of spots up in here. Get

6:41

right done. You know, I need to, y 'all,

6:44

y 'all, I need to, okay? Then something in

6:46

Chicago speaking for, I speak a lot out there.

6:48

I'm gonna come by there and see what

6:50

kind of oil products you have, because you know,

6:52

my beard is a little dry. You

6:54

sure? You would love it. It's a little dry.

6:56

But y 'all need a barber up in there. Yeah,

6:58

we do. Y 'all need a barber. At least get

7:00

one. But I mean, I don't know. No, I'll take

7:02

that back. Don't do the barber, because I know

7:04

if the barber can outright having that many beautiful black

7:06

sisters come in that hair. He would be, that

7:08

line wouldn't be would love it there. He'd love it.

7:11

have great energy. Yo, let's talk about

7:13

this $2 million. How did you get

7:15

$2 million in grant funding? So I began

7:17

when I was in college, and I

7:19

just did outlast extensions. I wasn't supposed to

7:21

be here. I was supposed to be

7:23

an OBGYN, okay? So after

7:25

I kept on flunking the nursing program

7:27

or getting in school to try to

7:29

do nursing, I did graduate. I was

7:31

doing, I liked extensions, and

7:33

I broke my neck celebrating my degree. And

7:35

I was in a bad car accident.

7:37

I went straight to the emergency room. It

7:40

was either emergency surgery or wear the

7:42

halo on your neck for three months. I

7:44

said, throw me into surgery. I had

7:46

that surgery and I realized that my business

7:48

went to zero. But at

7:50

that time, I didn't understand Rene Dayfun. I was

7:52

young. I didn't know how to manage the money

7:54

that I was making. So I'm like, I got

7:56

to make some money. What am I going to

7:58

do? I always been a great writer. I began

8:00

to write business grants for myself. Got my first

8:02

storefront. I'm like, OK, I'm going. I

8:04

got my second grant. Got my second

8:06

storefront. Third grant. Got my third storefront.

8:08

And I didn't think I had anything special until

8:10

I started writing grants for my friends and my

8:12

family. And they were calling me like, hey, Wendy,

8:14

I got this grant. I'm like, OK, so she

8:16

was like, no, you wrote me the grant. You

8:18

got me the grant. And I wasn't even charging. I

8:21

went on TikTok one day, told my

8:23

story, and I got an overwhelming amount

8:25

of needed business owners who needed my

8:27

service. I started writing, and the grants

8:29

start coming in $50 ,000, $100 ,000, this,

8:32

that. So now I have turned it

8:34

to the Grand Queen, and I'm so

8:36

excited to just build my empire even

8:38

more and educate the community that the

8:40

money is out here, and it's possible.

8:42

Yeah, yeah. But one of the things

8:44

here that we're doing, and I just

8:46

love her energy, Like

8:48

her energy is amazing. Thank you.

8:50

One of her best friends y

8:52

'all is is one of my

8:54

dear my dear sisters. She's one

8:56

who actually recommended You she recommended

8:59

she recommended you and someone else

9:01

Miranda And it's nurse Queen y 'all

9:03

nurse Queen is her best friend

9:05

and y 'all had y 'all have

9:07

similar energy really energetic You know

9:09

we love it. Love you Queen

9:11

and love you other situations too.

9:13

You know I'm saying but One

9:17

of the things that

9:19

I know here is that

9:22

we are really focused

9:24

on, by 2053, they say

9:26

that African -Americans' net worth

9:28

would be zero to

9:30

negative by 2053. That people

9:32

who look like you

9:34

and I, that majority of

9:36

people who are watching will have

9:38

zero net worth, meaning they will

9:40

have no debt, but they don't

9:42

have any wealth. Or they will

9:44

have a negative net worth, which

9:46

means that they will have a

9:49

whole bunch of them. And so

9:51

our mission here is to buy

9:53

2052 is to eradicate a billion

9:55

dollars in debt and then build

9:57

a half a billion dollars in

9:59

wealth. One of the key ingredients

10:01

of that first is real estate.

10:03

Then second is ownership. But

10:06

the problem with ownership when

10:08

it comes to African -Americans is

10:10

that we don't have access to

10:12

funding to help us get

10:14

there. And so for

10:16

me, I'm like,

10:18

okay, wait, okay, how

10:20

do I get funding? I'm

10:22

the no debt guy, right? So

10:24

I love the whole grant stuff. Because

10:27

there's no debt. I've never

10:29

borrowed any money from the business perspective, but

10:31

I'm not opposing people doing that neither,

10:33

if whatever works for them. And you specialize

10:35

in both. Over on the grant

10:37

side, I think there's a lot of people I

10:39

realize in our community that

10:41

oftentimes we automatically assume that

10:43

people know what a grant

10:45

means. If you can break

10:47

this down all the way down

10:49

to your child, if you were

10:52

explaining this to your child from

10:54

the very first time to a

10:56

fifth grader, what exactly

10:58

is a grant? a

11:00

grant is a amount of money that you

11:02

can get from a corporation, the

11:04

government, or a private entity that you don't

11:06

have to repay. And I believe,

11:08

I know you said that you think it's a

11:10

funding problem. I have a different perspective. I

11:13

don't think it's a funding problem. I think it's

11:15

a financially literate problem. Like people don't understand

11:17

how to keep money, how to invest money, how

11:19

to make money grow, how to make money

11:21

work hard for them. I have seen a lot

11:23

of people run into a lot of money. you

11:26

just don't know what to do with it. And

11:28

I think it's the education portion. So that's why

11:30

when I teach grants, I teach credit, it's not

11:32

about that. I could get you some money. It's

11:34

about what you do with the money that they

11:36

don't understand. What?

11:38

Stay right there. I like, oh, this

11:40

is good. This is why we

11:42

can never do 35 minutes because we

11:44

get some amazing people on the

11:47

show. And it's like, oh, my gosh,

11:49

I love that. OK, so this

11:51

is what I'm hearing, right? Because I

11:53

don't borrow money. So people tell

11:55

me, well, I can't get access to

11:57

money, right? And I'm

11:59

like, well, I can't help you with that because

12:01

I don't do that. I can help you

12:03

with what you said, the budgeting, financing, how you

12:05

do the right stuff. What

12:08

are you seeing, though? If someone

12:10

gets a grant for $100

12:12

,000 and have no financial

12:14

education, what are they doing

12:16

with the $100 ,000? They're just

12:18

going to go and... I

12:20

think they're going to mess it up. I know they're going

12:22

to mess it up. I have seen it a million

12:24

times. I have got people these grants. I have rented to

12:26

some know -it -alls and they come back and say, Whitney,

12:29

I need another grant. And I sit down and I ask,

12:31

what did you do that money? So when

12:33

I speak about business plans and people may think I'm

12:35

a little anal when it comes to education, it's because

12:37

I know for a fact that money is going to

12:39

slide through your fingers. So it's very important that we

12:41

speak about business plans. We speak about what you're going

12:43

to do with this money. And also, a lot of

12:45

people just like to spend a lot of money. They

12:47

like to be in business looking like they have money

12:49

and they really don't have it. So

12:51

for me, I opened up my first storefront

12:53

with $7 ,500 and it's easily a million

12:55

dollar business, a million dollar plus business,

12:57

and I started with $7 ,500. I make

13:00

it look real good. I go to resale

13:02

stores. I love a sale, but people

13:04

don't understand that because they like the glitz

13:06

and glam and not the hard work.

13:08

You have a strategy. Yes. And you follow

13:10

this system. Yes. And so that's why

13:12

you're successful. Yes. That's why you have three

13:14

stores. Yes. And when I think about

13:16

the money that I use, the other people

13:18

money I use, grants, credit, I

13:21

only borrow if I know I'm going

13:23

to 3X, 4X my money. And I

13:25

leverage the points. I leverage credit, how

13:27

millionaires leverage credit. And that's why

13:29

it works for me. Good.

13:33

I like this because I've never looked into

13:35

a grant for my business. Really? Never

13:37

not once. Oh, my God. We need to

13:39

talk. Here's why, though. OK. And educate

13:42

me on this. OK. I know the answer

13:44

now, but educate me. I always

13:46

thought that grants, because I come from the

13:48

church world, always thought that grants

13:50

were a nonprofit thing. One

13:52

of the biggest complaints that I

13:54

heard from the nonprofit sector is

13:56

that if you get the grant,

13:58

within that particular entity, specifically the

14:01

government at that time, there

14:03

are certain requirements and guidelines

14:05

that you have to follow

14:07

because you accepted their money.

14:09

You don't have to pay

14:11

it back. But there are

14:13

certain guidelines that you have

14:15

to follow. And I was

14:18

always a big problem in the church world.

14:20

was like, well, dang, we can't do that

14:22

because this is being funded through this

14:24

particular situation. And they said, you cannot say

14:26

this. You can't do this. You can't do

14:28

it at this time. And for me, I'm

14:30

always like, I want freedom. And

14:32

I don't want no one telling me what I can and can't do. Is

14:35

that narrative correct? that narrative is correct,

14:37

but if you plan properly and you fix

14:39

your answers to what the grantor wants,

14:41

then that's not a problem. We're only going

14:43

to match you with grants that help you.

14:45

As well as speaking of non -for -profit, I

14:47

will say I have a for -profit and

14:49

a non -for -profit. I get a lot of

14:51

grants on each side, but they are not

14:54

the only type of grants. My favorite

14:56

type of grants to go to is So

14:58

you're kind of speaking them for governmental and

15:00

corporate. Let me just break it down for

15:02

you. Government. Let's say Georgia gives everybody

15:04

a grant. I really don't like that because

15:06

now everybody knows about the grant. The pool

15:08

is big. You can do corporations, footlock a

15:10

Chick -fil -A Bank of America gives out a

15:12

grant. A lot of people know about

15:14

that grant and I really my favorite. I

15:16

like private grants. So private grants is I

15:19

have a grant myself called the boss up

15:21

and breakthrough grant. Neo Davis has a grant

15:23

called the greatness grant. Coach Kay has

15:25

a grant called the legacy grant. You could

15:27

do Galaxy of the Stars. small beginnings and

15:29

these are small business owners and my qualifications

15:31

is you me and their qualifications you could

15:33

do really anything with the money we're

15:35

looking for resilient business owners we're looking for

15:37

the business owners who keep on hitting the

15:39

ground who do not want to give up

15:42

on this business just like give me a

15:44

chance I am resilient I will not

15:46

give up so I'm looking for personality and

15:48

genuineness in my applications I never ask you

15:50

what you're gonna do with the funds never

15:52

no I ask for your business mission statement

15:54

and the impact that you are going

15:56

to create in your community. That's what's important

15:58

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conditions apply. And because you're giving the

17:58

grant, that's a write -off for you,

18:00

for everyone that's on the business

18:02

side. So I love that strategy on

18:04

the business side. We've given out

18:06

grants. Yes. We just haven't received any

18:08

grants. And

18:10

so I do need to hire

18:13

a grant writer, specifically

18:15

more so for my nonprofit side,

18:17

though. Yes. You know, because I...

18:19

I'm getting back into the academia

18:21

space. And I really

18:23

want to create this building. We're going

18:25

to get the next building over. I

18:28

want to turn it into an educational

18:30

center for young people, specifically college students,

18:32

though. So they can come in here

18:34

and really learn investing, learn home ownership.

18:36

And I want to pay for all of it and

18:38

give them credit for that in school. But I

18:41

need grants for that. I'm to need some grants. I'm

18:43

definitely going to be hollowing that out. Yeah,

18:46

non -for -profit grants get funded way higher

18:48

than for -profit grants. I didn't notice that.

18:50

And the big corporations go more after

18:52

non -for -profit. So when I was just

18:54

doing my for -profit, I would get

18:56

grants here and there from just places.

18:58

But when I started the non -for -profit

19:00

doing my toy drives, we did back -to

19:02

-school events. Now we're talking about the

19:04

big dogs, Jules, Chick -fil -A. Now they're

19:06

ready to support and give you a

19:08

lot of money. So what you're saying

19:11

is that apply for grants on both

19:13

sides? Absolutely. And what do

19:15

you say for an example? Let's say

19:17

for someone like myself, for anyone watching right

19:19

now, has a for profit business. Do

19:22

you start big or do you start small just

19:24

to get started? I like to grant stacks So

19:26

I like to start small because I understand if

19:28

you're just starting out with grants You may not

19:30

have the funds for a grant writer any grant

19:32

that I had gave you I can list like

19:34

10 more You don't need a grant writer for

19:36

these so I grant stack instead of just doing

19:38

$100 ,000 grant I'll do 2 ,500 right here 5

19:40

,000 I'll do a $10 ,000 one before I look

19:42

up Okay, I got a hundred thousand dollars in

19:44

funding and I don't need a grant writer Wow,

19:46

but then when you get your funds you like

19:48

I want to go big a home the million

19:50

dollar grants then I will hire

19:52

a grant writer for that. For real? Yes.

19:54

Okay, okay, okay. Your

19:56

event that you have coming up.

19:58

Yes. Right? I'm going to talk about

20:00

that because I think a lot

20:02

of people are looking to start off

20:04

small, but they don't have the

20:06

funds to hire grant writer. Okay. But

20:08

then someone like me, I

20:10

just need to hire a grant writer to let her do all the

20:12

work. Yes. Him do all the

20:14

work. What exactly is your event going

20:16

to be covering? Because I think right

20:19

now we do, is it grant writing

20:21

or is it business funding? Both. Both.

20:23

Okay. What exactly are they going to

20:25

learn inside of this seminar? Oh, it's

20:27

going to get hot. It's going to

20:29

get amazing. So funding all across the

20:31

board and we're going to go heavy

20:33

into grants. We're going to go into

20:35

business credit. We're going to go into

20:37

legalization, how to properly get there. I

20:39

start with business owners that has nothing

20:41

and I can get you to a

20:43

lot of funding. We're going to go

20:45

into content and marketing as well, too. My

20:48

mentor taught me and taught me how to talk,

20:50

how to save. the power of marketing that's going

20:52

to blow your business up. And then my one

20:54

of my favorites are we going to have guest

20:56

speakers who are millionaires in different industry and show

20:58

you how to get into businesses that make your

21:00

money work hard for you and you don't have

21:02

to work hard for your money. So by the

21:04

time you leave that class, you're going to have

21:06

it all. You may be a little overwhelmed with

21:08

information, but you will be over prepared. Yeah,

21:10

for me, I like stuff like that.

21:12

So, y 'all, we're gonna drop the information

21:14

inside of the show notes. It's just text

21:16

a simple number. It should be up

21:18

on the screen for you as well to

21:20

get on the wait list. This is

21:22

not until July, mid -July, right? Yes. Yeah,

21:24

so she's just getting out here, doing a

21:26

tour, making sure everyone knows what's going

21:28

on. And you guys, from me,

21:30

you all know me. I'm very, very picky on

21:33

who I invite on my show. And I've

21:35

been following Whitney for a while. I love what

21:37

she's doing. And the

21:39

fact that her best friend is someone

21:41

who I respect in that community

21:43

as well. I was like, y 'all, let

21:45

me get her on the show.

21:47

Here is the truth. I am always

21:49

looking for practical ways to help

21:51

you build wealth, specifically generational wealth and

21:53

legacy. And one of the best ways

21:55

you can do that is with

21:57

life insurance. That's why I

21:59

partnered with my friends at Ethos.

22:01

They made buying life insurance simple

22:03

and hassle -free. Whether you are

22:05

the main provider for your family

22:08

or want to make sure your

22:10

loved ones aren't left with financial

22:12

burdens like debt, life insurance is

22:14

a powerful way to provide financial

22:16

security. As a business owner and

22:18

a homeowner, I took this seriously

22:20

and secured a two million dollar

22:22

life insurance policy through Ethos. Why?

22:24

Because having a peace of mind

22:26

knowing my family will be cared

22:28

for when I'm no longer here

22:31

is extremely priceless. What I love

22:33

about ethos is their quick and

22:35

straightforward process. You can apply entirely

22:37

online in as little as 10

22:39

minutes. I'm not even exaggerating. I

22:41

did it myself. Listen, no medical

22:43

exams, just a few health questions

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that you must answer honestly, plus

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22:49

protect your family without breaking the

22:51

bank. Listen, I want you to

22:54

lock in your rate today by

22:56

visiting anthonyoneal .com for us. or

22:58

click the link below to get

23:01

your personalized free quote today. Listen, as

23:03

we get back to the show, I

23:05

want you to protect your loved ones. Don't

23:07

play around with it. Be like me, I

23:09

promise you. It's a hard

23:12

conversation to have, but you will

23:14

sleep peacefully knowing that you took

23:16

care of your family. Go to

23:18

anthonyonell .com for slash life insurance. Let's

23:20

get back to the show. They

23:22

help you keep building as well. Hey,

23:24

my name is Wick. I own three

23:26

storefronts on the same block and they

23:29

call me the Grand Queen. I

23:31

am so excited to invite every one

23:33

of you to join the wait list

23:35

for my birthday challenge. This is going

23:37

to be a business challenge like no

23:39

other. I'm helping you hit millionaire status

23:41

by using other people money to fund

23:43

your dreams. You could text the word

23:46

BOSS to 909 -473 -4174. That's 909. 473

23:49

-4174. Text the word boss, and I cannot wait

23:52

to see you and help you change your

23:54

life. People are getting let

23:56

go from their jobs, period.

23:59

The government has called people back

24:01

into the office if you have

24:03

a job still with the government. Walmart

24:06

is estimating that this year

24:08

that they will lose about $300

24:10

million in sales. It's

24:12

a lot of money. I

24:14

mean, you're losing that kind of money. you're

24:16

letting some people go. And

24:19

one thing I'm learning is that if

24:21

we're really going to eradicate a billion

24:23

dollars in debt by the year 2052,

24:25

if we're really going to start raising

24:27

wealth, if we're really going to change

24:30

the narrative within the African -American community,

24:32

then ownership has to be more involved

24:34

with us. Ownership has to

24:36

be one of the key, because

24:38

I really believe ownership is the key

24:40

to freedom, not just freedom in

24:42

life, but financial freedom, because green is

24:44

the new slavery. If

24:46

you don't have green, a

24:49

slave. And if you, the Bible

24:51

says we have too much debt, a

24:53

slave to the lender. And so for

24:55

us, the strategy is how do

24:57

we get everything? How do we learn

24:59

everything? Like what Whitney was

25:01

talking about is, it's not the fact that

25:03

we don't have access to capital. It's the

25:05

fact that we don't know the knowledge on

25:07

how to, one, get access to more capital.

25:09

Once we get access to more capital, how

25:11

do we steward that well? How

25:13

do we build that well? So

25:15

to get this information, y

25:18

'all, 'all gotta check her out. You

25:20

know, y 'all got to check her out. Y 'all got to

25:22

check her out. And you know what? I'm supporting so much. I'm

25:24

not even an affiliate, so I'm not getting paid off of

25:26

this y 'all, because I just want her to get this information

25:28

to get it all. All right? And so

25:31

I want y 'all to really, really tap

25:33

in. Be at this webinar. Get the

25:35

information. If you have a hobby, if you

25:37

have a side business, if you have

25:39

a full -time business, if you have a

25:41

nonprofit, if you have a for

25:43

-profit, Come get the information so that way

25:45

you can know what to do moving

25:47

forward. And if you can get you a

25:49

$2 ,500 grant, like she said, a $10

25:52

,000 grant to the $15 ,000 grant, next

25:54

thing you know, you looking up and you

25:56

got 100 ,000 that you don't have to

25:58

pay back. Well, the strategy

26:00

from there is how do you steward

26:02

and maximize this $100 ,000 to turn

26:04

this into a million dollar business? The

26:06

same way Courtney turned her $7 ,500 into

26:08

a million dollar business. Man,

26:10

I think we started with my business, me and my boy

26:12

CJ. We turned, I started

26:15

off with 12 ,000 because I had to

26:17

buy cameras and equipment. And

26:19

so now at 12 ,000,

26:21

we're sitting well above multiple

26:23

seven figures, right? And

26:25

so strategy, strategy, strategy, learn

26:27

from different people, check

26:29

herself out. We're gonna drop

26:31

on information inside of

26:34

the show notes. I got

26:36

another question, Ashley. For

26:38

someone starting from scratch. What's the

26:40

very first thing they should do

26:42

to begin today to pretty much

26:44

build the business and to get

26:47

the right grant? Find

26:49

a quality mentor. And a

26:51

quality mentor. And, you

26:53

know, we live in a world of

26:55

excuses. Some people say they can't afford

26:58

a mentor or things like that. Open

27:00

up a podcast. Open YouTube. Open up

27:02

a book. Because to me, it's really

27:04

about mindset and the world we live

27:06

in. It wires us to be a

27:08

world of workers, not a world of

27:10

bosses. So when You get that mentorship

27:12

and mindset, and you believe you can

27:14

do it, your actions will follow. But

27:17

mentorship, mentorship, mentorship changed my life, and

27:19

I have changed a lot of people's

27:21

lives by showing them exactly what I

27:23

did eight plus years. They're getting it

27:25

in a box and changing their lives.

27:28

What podcast are you listening to right

27:30

now for your specifics? Oh, Myron Golden.

27:32

Myron Myron Golden. Yeah, that's my

27:34

god. Yeah, Myron Golden, Grant Cardo,

27:36

Russell Brunson, those. I

27:39

study millionaires. That's good. Yes. No, I

27:41

love it. No, I love, I love

27:43

Myron man. He is, he is winning

27:45

right now. And I love what he's

27:47

doing. I know other guys, same you

27:49

just mentioned, he's over ClickFunnels. Russell,

27:51

not Russell Brunson. Oh yeah, Russell Brunson.

27:53

Russell Brunson's over ClickFunnels. Yeah, yeah, yeah.

27:55

And then Grant Cardone. Yeah, he's a

27:57

real estate guru. So I respect that.

28:00

For, I

28:02

think, See this

28:04

is why we this is why we're going

28:06

though. I'm gonna show my guy see because

28:09

I'll be like man She'd be saying some

28:11

good stuff or I just I just be

28:13

trying to make sure y 'all y 'all caption

28:15

all this stuff because I was with Bishop

28:17

TD Jakes a couple of weeks ago and

28:19

He says something on the stage that I

28:21

can't remember exactly what he says So I

28:23

want to make sure before I say this

28:25

he didn't say this okay? but this is

28:27

what he was kind of hinting to. But

28:31

my verbiage, this is my verbiage,

28:33

Anthony O 'Neill's verbiage. Gotta make

28:35

sure that my mentor and friend

28:37

doesn't get blasted for what I

28:39

said. But what I walked away,

28:41

my notes was, don't

28:43

allow the world to program you

28:45

to be stupid. Because

28:47

we've been programmed to

28:50

where you say get a

28:52

mentor and a mentor programs

28:54

you to be wise. But

28:57

the world has programmed us

28:59

to be stupid. Here's why.

29:02

Several people went to Coachella a

29:04

few weeks ago, dropped about $3 ,000

29:06

on average. 60 %

29:08

of those people financed at $3 ,000 over

29:10

two years. So they're going to pay

29:12

back about $5 ,500. Out

29:15

of that, people went and they financed

29:17

an outfit. They financed all this type

29:19

of stuff. But then these are the same

29:21

people who want to complain. I don't, my

29:23

business ain't winning. They get no money. I can't get no money.

29:25

You just don't know what to do with it. You would

29:27

be on say, come on. Exactly. And

29:29

so when I hear you say get a

29:31

mentor, listen to a podcast, you know, watch

29:33

YouTube, go read a book. It's,

29:36

it's that's you are

29:38

programming yourself to be

29:40

wise. So that way when

29:42

you do get a grant from, from, uh,

29:44

from Whitney, when you do get a grant

29:46

from whomever that she helps you get a

29:48

grant through. Now you

29:50

know what to do with it,

29:52

but it does bother me sometimes

29:55

specifically with with with our people

29:57

That we will complain that I

29:59

can't do it But then some

30:01

kind of way you will find

30:03

a way to do it when

30:05

it comes to entertainment And so

30:08

and I'm not knocking entertainment because You

30:10

know, I love entertainment. Chris Brown is coming here. I

30:12

got a suite. I'm gonna be out there. I'm gonna have

30:14

a good time. You know I'm saying? When

30:17

Drake came to DC,

30:19

I bought a suite

30:21

from my whole staff.

30:23

I love entertainment. But

30:25

I read and listen to a

30:28

podcast every single day. And

30:30

I think it's part because I'm a nerd

30:32

and I am a professor. But at

30:34

the same time, it's like, man, one of my good

30:36

friends, Darius Daniels said, man, I don't want to suck.

30:39

I don't want to be dumb. I

30:41

don't wanna be the laziest one in

30:43

the room. And the only way you

30:45

can do that is by getting a

30:47

mentor and by feeding this with more

30:49

junk. So for the fact that you,

30:52

this is why I gotta get with her, get with her. I

30:56

went to college. I have a bachelor's degree.

30:59

I'm $65 ,000 in college debt. They never

31:01

taught me a business plan. They never taught

31:03

me about credit. The generational curses. My parents

31:05

didn't teach me. My grandparents didn't teach me.

31:07

And I think that it's just this facade

31:09

that we just can't. I really say, like,

31:11

get with somebody, get your accountability partner, and

31:13

go all in. And me and Quinn grew

31:16

up in the ghettos. She don't talk about

31:18

it a lot. We grew up very, very

31:20

poor. And it's the fact that we

31:22

are in our separate directions. People think that they

31:24

have a 9th to 5th. They can't get. away from

31:26

it. Queen still works a nine to five, and

31:28

she's super successful. And when I tell

31:30

you that you could do anything possible, but you

31:32

got to think that you're able to do it,

31:34

and those excuses will kill you. So I like

31:37

to tell a lot of people, and I want

31:39

you to open your ears and listen very closely,

31:42

want you to go in a bathroom, look

31:44

in a mirror, and take some accountability that

31:46

the direct position you're in today is a

31:48

result of the decisions you made or a

31:50

result of the decisions you didn't make. And

31:52

once you figure that out, I want more

31:54

people to understand. When you make those excuses,

31:56

I want you to look in the mirror

31:58

and just say, you're just not that serious

32:00

about your future. I'm under 35. I'm financially

32:02

free. I'm sorry, I'm under 30. I'm

32:05

financially free and I'm

32:07

hungry. I'm starving. I'm

32:09

going to get it. So if you

32:11

step over that hump, anything is

32:13

possible. But

32:18

I was like, we could have ended the show

32:20

right there. Seriously, because I mean, I think that, you

32:23

know, one thing I respect about Queen, every time

32:25

she comes over and she gives me my IV

32:27

drip, Queen will literally sit there and talk to

32:29

me about business. She's a student. She's like, yo,

32:31

so how are you doing this? Or what do

32:33

you recommend? Hey, who are you listening to? Hey,

32:35

how do I do this? And I love it.

32:38

I love it because her and

32:40

my brother, like, they're just growing

32:42

and they're asking questions. And I'm

32:44

like, if I was her age, I

32:47

wish I can go back to y 'all's age. Because

32:50

I would be wiser and

32:52

wealthier today if I would

32:54

have had this mindset in

32:56

my 20s. In my 20s,

32:58

I had the hustle mindset.

33:01

Hustle for the money so I can get the

33:03

finest woman in the world. But I wasn't hustling

33:05

for the money to build something of substance. And

33:07

to see y 'all out here hustling

33:10

and killing it? Speed, not direction.

33:12

I mean direction, not speed. Oh my

33:14

gosh. Oh,

33:16

my gosh. I'm

33:18

loving this. What are the biggest

33:20

mistakes? Because I think lack

33:22

of education leads to mistakes. Absolutely.

33:25

And also, I think

33:27

this, the hunger of

33:29

money leads to mistakes. What

33:31

are some of the biggest mistakes you see with people? Because

33:34

you're going to get hit up on today's day. People going,

33:36

oh, my God. I need a grant. need a grant. I

33:38

need a grant. need a grant. I'm

33:40

going to file. What

33:42

are some of the biggest mistakes when you see people come

33:44

to you in a file for a grant? What mistakes

33:46

are they making? Not being prepared, but

33:48

I think a bigger problem on

33:50

top of the grants is I think

33:52

people are working too hard the

33:54

wrong way. So we are so Wired

33:56

till you work 60 years for

33:58

you gonna retire with a small pinch

34:00

and you only got 10 to

34:02

15 years to live and now you're

34:04

dead So I see a lot

34:06

of our parents and our grandparents like

34:08

I'm tired. I'm exhausted. I've tried

34:10

I've tried you were going the

34:12

wrong way. You were you're in the wrong

34:14

direction. So if more people put all

34:17

of that energy, take the small risk that

34:19

on the other side is the your

34:21

on the other side is your success. We

34:23

will have more millionaires. We will have

34:25

more success. So the biggest you're going in

34:27

the wrong direction is the education for

34:29

sure. And as well as with the grants,

34:32

I see a lot of people not

34:34

trying. I see a lot of, I read

34:36

grant applications and I see them lazy.

34:38

They just want to use chatGBT. ChatGBT gets

34:40

you directly kicked out of my grant.

34:42

I do not even see it because I'm

34:44

looking for you the wrong person. And

34:47

AI is not a human thing. Yeah, it's

34:49

becoming more and more human like, but

34:51

you're just not putting that effort in. And

34:53

that's all I ask you to do

34:55

is just show up and put 100 %

34:57

in it. Facts, facts. And

35:00

you ain't got to answer this question. I'm

35:02

curious though. How much does it cost to work

35:04

with you? I want to book you. You

35:06

know I'm saying? Because I'm like, I need grant

35:09

writing for the vision. If I

35:11

can get other people's money and I don't

35:13

have to pay it back, Anthony O 'Neill

35:15

will sign up for that all day

35:17

long. And so I saw her face. She

35:19

didn't want to tell me how much

35:21

she was. My lowest package is $1 ,000.

35:23

My highest package is around $2 ,500. $3 ,000.

35:25

And that issue, the grant? Well, grants are

35:28

not guaranteed. I want to be super

35:30

transparent about that. Thank you for saying I

35:32

want to be completely pleased to not

35:34

let anybody scam you. You give me $200.

35:36

I can turn it into $25 ,000. It's

35:38

a scam. No, but. 2 ,500

35:40

will get you working with me. I will learn you.

35:42

I will learn your business. I will learn how to

35:44

write like you. I will help you create the impact,

35:46

write it, search the grants for you. How much funding

35:48

do you need? What do you need it for? So

35:50

we won't run into grants where you can't use the

35:52

money for the things. I will apply for you. We're

35:55

going to get you to the finish line of funding.

35:57

Now, when you apply for a grant, do you get a

35:59

no or do you just get like a no response? Either

36:02

or. Sometimes you get both. The

36:04

good thing is you walk away with your

36:06

grant answers as well, too. So you're able

36:08

to go apply to. any other grant, and

36:10

you got the answers right in a PDF.

36:13

Wow. I mean, $1

36:15

,000 is $2 ,500. I have someone to

36:17

help you. That is not cheap, but that's

36:19

not too expensive as far as an out

36:21

of reach. That is a beautiful price right

36:23

there. That's lower than that Beyonce ticket. I'm

36:27

just saying. I wasn't

36:29

at the concert, y 'all. She

36:31

said it. She said it.

36:33

Nah, I would invest into

36:35

that right now, because that's

36:38

That's gonna bring, how

36:40

do I say this? It's not

36:42

about bringing in more money. My

36:44

thing is how do I impact more people? Absolutely.

36:46

And you're going to help me impact more people

36:48

because the impact more people cost money. Yeah. And

36:50

a big misconception is a lot of people think

36:52

that you have to be fully legalized to get

36:54

a grant. You got to make this much money.

36:57

We have got over six figures to people who

36:59

haven't even had a business yet from a business

37:01

idea. So that bold beginnings grant

37:03

I gave you guys that $25 ,000 grant. That's

37:05

a startup grant. That's a startup. You don't

37:07

even need legalization. And it's a lot of

37:09

grants out here like that. Wow. And

37:12

I love it because as I'm learning more

37:14

and more about this space, because I know

37:16

it's going to have you one here soon,

37:18

I was like, let me just start learning

37:20

about grants and that's kind of stuff. I'm

37:22

like, there's a lot of businesses who have

37:24

to give it away because it's a tax

37:26

write -off. And so was like, well, let's

37:28

give this money away. Let's give this money

37:30

away. And I'm seeing

37:32

that there's a lot of

37:34

people really, really, really

37:36

hungry to help other people.

37:38

Absolutely. Y

37:43

'all, there's no excuses. For

37:45

real, like, there's zero excuses. And,

37:48

man, boss, you

37:50

said something so good. We're

37:53

working hard the

37:55

wrong way. We

37:58

know white people, y 'all,

38:01

pause. This is for

38:03

the black people. We had the barbecue. Yeah, we

38:05

had the barbecue. Black people,

38:07

we know how to... to bust our

38:09

rear end. And we're talented. We're

38:11

smart. Super. Like we know how to,

38:13

we know how to go out

38:15

there and get that money to survive.

38:19

We don't know how to follow

38:21

a system that would take our

38:23

hard work and turn it into

38:25

fruit so that we're thriving. Yeah. And

38:28

what I love about you is it's

38:30

like, Hey, listen, let's keep this energy,

38:32

but let's channel it somewhere else that

38:34

will get you further. And

38:37

some of you all who are watching this

38:39

and listening to this right now, some of

38:41

y 'all are busting your rear ends. Much

38:43

respect to my dear sisters, man, y 'all. Y

38:45

'all are the fastest growing entrepreneur in the

38:47

world. Y 'all work in a full -time job

38:49

like Nurse Queen and got a side business

38:51

and doing different things. And some of y 'all

38:53

even got children on the side. So not

38:55

only are you a nine to five employee,

38:58

you're an employer as far as you

39:00

are a boss. You are a whole

39:02

mama industry. So that's a full 24

39:05

seven, 365 day job. And then don't

39:07

have a man like me. Lord Jesus.

39:09

Oh, then you got to be a

39:11

woman to a man. or a wife

39:13

to a husband, and

39:15

you have that energy

39:17

and you're winning, but

39:20

how do we take this energy,

39:23

put it somewhere else, that

39:25

doesn't stress you out? And one of my

39:28

philosophies that I tell myself is all the time,

39:30

I tell this is my money. I need

39:32

my money and a strategy to work harder than

39:34

what I'm working. But

39:36

you have to position that to

39:38

happen. And a

39:40

lot of us are just not positioning that to happen.

39:43

We just do the same thing over

39:45

and over and over. We really

39:47

have to unwire ourselves from working hard

39:49

for our money hourly. You cannot

39:52

pay me any type of money hourly

39:54

to work. No, I

39:56

have... probably six, seven streams

39:58

of income, each one of

40:00

them make a minimum of

40:02

$100 ,000. My biggest stream of

40:05

income make a million dollars plus

40:07

by itself. And that's none of my

40:09

storefronts included in any of that. You

40:12

can't pay me to work out like the

40:14

strategy, the systems that I put together, the businesses

40:16

that can work currently. And if you guys

40:18

ever watch me on my social media, I go

40:20

live all the time just doing my makeup

40:22

talking. And I got all these businesses running in

40:25

the background. So being able to sit, be

40:27

a student, and I'm sorry, we still at the

40:29

barbecue, y 'all. We gotta be students. We gotta

40:31

listen. We gotta stop making excuses, because you

40:33

could come in and read right now and say,

40:35

get this done. Some people gonna say, I

40:37

can't. I won't. The sky is blue. I'm gonna

40:39

say, I'm gonna get it done, and I'm

40:41

gonna over deliver. And it's gonna be done. So

40:43

it's always gonna be somebody hungry. You

40:46

gotta be hungry. You

40:48

gotta be hungry. We're

40:50

over about three, four minutes. But

40:53

we did good. We did it. Listen,

40:55

we're gonna drop all Whitney's information

40:58

inside of today's show notes. I

41:00

pray that this show has inspired

41:02

y 'all from unfortunately breaking her

41:04

neck to now breaking the bank

41:06

accounts in a good way. Oh,

41:08

I love that. Saying from

41:10

her and Queen raising up in the

41:12

ghetto to now having a story in

41:15

the ghetto. Not in the ghetto, she

41:17

in the suburbs. I

41:19

think today's show

41:21

was more inspirational. and

41:24

with some practical with encouraging you

41:26

all to sign up for her boot

41:28

camp for her thing. How much

41:30

is it? I don't know the

41:32

prices yet. It's gonna be two to three different

41:34

tiers, but it's gonna be a price point for everybody.

41:36

Beth. Cool. So y 'all text that number. It's inside

41:39

the show notes. Check it out. And we're going

41:41

to put we need some information inside of the show

41:43

notes as well to where if you want to

41:45

reach out to her to get a grant, Hey, just

41:47

come correct. Don't ask her a whole bunch of

41:49

questions. Tell her, Hey, I got a thousand, got 2

41:51

,500. Here's my deal. What do

41:53

I need to do? Don't, don't waste the time.

41:55

Don't. Okay. I'm black. People don't ask for

41:57

no discount. Don't come with no sob story. Hey,

41:59

no, if you don't have the money, if

42:01

you don't have the vision, don't waste the time.

42:04

Go get the vision. get the money, then

42:06

come to her and help her get you the

42:08

strategy. Black people, we got to stop

42:10

asking for discounts. And we got

42:12

to stop wasting people's time because you don't want

42:14

your time wasted, all right? And

42:16

so that's real, because some of y 'all be reaching out

42:18

to me, telling me, hey, man, I can't pay my rent

42:20

this month. What do I to do with me? No,

42:23

I'm teaching you how to live. I'm

42:26

not paying your rent, all right? And

42:28

so she's not going to waste her

42:30

time, take time away from her son.

42:32

You have a son? Daughter. Daughter. Perform

42:34

her daughter, right? To

42:36

come and help you a little bit.

42:38

No, no, no. Not

42:40

my community. E3 community. We don't do that. All

42:42

right? So we're going to put information inside of

42:44

today's show notes. I love you all. Thank you

42:46

all so much. Wendy, thank you for coming.

42:48

Thank you for having me. We'll

42:50

see you on the next show. Peace out. You

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