As the world gets warmer and storms get worse, insurance companies are jacking up rates — or refusing to cover homeowners altogether. Is the future uninsurable?Guests: Umair Irfan, correspondent at Vox; Karen Clark, co-founder and CEO of Karen Clark & Company; Joe Skuba, VP at The Gray Insurance Company; and Carolyn Kousky, Associate VP at Environmental Defense FundFor show transcripts, go to vox.com/unxtranscriptsFor more, go to vox.com/unexplainableAnd please email us! unexplainable@vox.comWe read every email.Support Unexplainable by becoming a Vox Member today: vox.com/membersLearn more about your ad choices. Visit podcastchoices.com/adchoices