Americans owe more than $1 trillion to credit card companies, a record sum that’s likely to keep growing as rising interest rates prevent cardholders from paying down their debt. CNET’s Nick Wolny explains.This episode was produced by Victoria Chamberlin, edited by Matt Collette, fact-checked by Laura Bullard and Amina Al-Sadi, engineered by Andrea Kristinsdottir and Patrick Boyd, and hosted by Jonquilyn Hill.Transcript at vox.com/today-explained-podcastSupport Today, Explained by becoming a Vox Member today: http://www.vox.com/membersLearn more about your ad choices. Visit podcastchoices.com/adchoices